Coverage type

Business Owner's Policy

Bundles general liability and commercial property coverage for many small businesses.

Why it may matter

Can simplify coverage for low-to-medium risk businesses with physical property or office equipment.

What to prepare before quotes

  • Business address
  • Property value
  • Revenue
  • Industry class

Important limitation

Policy terms, exclusions, limits, endorsements, and state requirements vary. Confirm details with a licensed insurance professional before buying or changing coverage.