Coverage types
Understand common business insurance policies.
Use these pages to learn vocabulary before comparing quotes or speaking with an agent.
General Liability
Helps address common third-party bodily injury, property damage, and advertising injury claims.
Professional Liability / E&O
Helps address claims related to mistakes, missed deadlines, negligence allegations, or professional advice.
Cyber Liability
Helps with costs tied to data breaches, cyber incidents, notification, recovery, and liability.
Business Owner's Policy
Bundles general liability and commercial property coverage for many small businesses.
Commercial Property
Helps protect business property such as inventory, furniture, computers, fixtures, and build-outs.
Workers' Compensation
Helps cover employee work-related injuries and is required in many situations depending on state law.
Commercial Auto
Helps cover vehicles used for business operations.
Hired and Non-Owned Auto
Helps address liability when employees use personal, rented, or borrowed vehicles for business.
Product Liability
Helps address claims tied to products that allegedly cause injury, illness, damage, or loss.
Tools and Equipment
Helps protect business tools, cameras, laptops, machines, and mobile gear.
Inland Marine
Helps cover property in transit, mobile equipment, installation materials, and job-site property.
Business Interruption
Helps replace lost income after certain covered events disrupt operations.
Employment Practices Liability
Helps with certain employment-related claims such as discrimination, harassment, or wrongful termination allegations.