General Liability
Helps address common third-party bodily injury, property damage, and advertising injury claims.
Industry checklist
Insurance checklist for landscapers and lawn care companies
Landscapers often carry equipment, drive between jobs, work on client property, and may hire seasonal employees. Use this page as a quote preparation checklist, not as legal or insurance advice.
Commercial Auto
Helps cover vehicles used for business operations.
Workers' Compensation
Helps cover employee work-related injuries and is required in many situations depending on state law.
Tools and Equipment
Helps protect business tools, cameras, laptops, machines, and mobile gear.
Inland Marine
Helps cover property in transit, mobile equipment, installation materials, and job-site property.
Questions to ask before buying coverage
- Which policies are required by client, landlord, venue, lender, or platform contracts?
- Are employees, contractors, vehicles, job sites, or customer data part of the risk?
- What limits, deductibles, exclusions, and certificates will a client expect?
- Does the policy match your state, revenue, payroll, services, and claims history?
Search topics this page targets
- landscaping business insurance
- lawn care insurance requirements
- landscaper liability insurance
- insurance for mowing business