Industry checklist

Insurance checklist for photographers and videographers

Photo and video businesses face equipment, venue, client, event, and professional service risks. Use this page as a quote preparation checklist, not as legal or insurance advice.

General Liability

Helps address common third-party bodily injury, property damage, and advertising injury claims.

Professional Liability / E&O

Helps address claims related to mistakes, missed deadlines, negligence allegations, or professional advice.

Tools and Equipment

Helps protect business tools, cameras, laptops, machines, and mobile gear.

Inland Marine

Helps cover property in transit, mobile equipment, installation materials, and job-site property.

Questions to ask before buying coverage

  • Which policies are required by client, landlord, venue, lender, or platform contracts?
  • Are employees, contractors, vehicles, job sites, or customer data part of the risk?
  • What limits, deductibles, exclusions, and certificates will a client expect?
  • Does the policy match your state, revenue, payroll, services, and claims history?

Search topics this page targets

  • photographer insurance
  • videographer business insurance
  • camera equipment insurance business
  • event photographer liability insurance
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