General Liability
Helps address common third-party bodily injury, property damage, and advertising injury claims.
Industry checklist
Insurance checklist for salons, barbers, and spas
Salons and spas have customer injury, treatment, property, employee, and product risks. Use this page as a quote preparation checklist, not as legal or insurance advice.
Professional Liability / E&O
Helps address claims related to mistakes, missed deadlines, negligence allegations, or professional advice.
Commercial Property
Helps protect business property such as inventory, furniture, computers, fixtures, and build-outs.
Workers' Compensation
Helps cover employee work-related injuries and is required in many situations depending on state law.
Product Liability
Helps address claims tied to products that allegedly cause injury, illness, damage, or loss.
Questions to ask before buying coverage
- Which policies are required by client, landlord, venue, lender, or platform contracts?
- Are employees, contractors, vehicles, job sites, or customer data part of the risk?
- What limits, deductibles, exclusions, and certificates will a client expect?
- Does the policy match your state, revenue, payroll, services, and claims history?
Search topics this page targets
- salon insurance requirements
- spa liability insurance
- barber shop insurance
- beauty salon business insurance