Industry checklist

Business insurance checklist for software companies

Software teams often need technology E&O, cyber liability, general liability, and contract-ready certificates. Use this page as a quote preparation checklist, not as legal or insurance advice.

Professional Liability / E&O

Helps address claims related to mistakes, missed deadlines, negligence allegations, or professional advice.

Cyber Liability

Helps with costs tied to data breaches, cyber incidents, notification, recovery, and liability.

General Liability

Helps address common third-party bodily injury, property damage, and advertising injury claims.

Business Owner's Policy

Bundles general liability and commercial property coverage for many small businesses.

Questions to ask before buying coverage

  • Which policies are required by client, landlord, venue, lender, or platform contracts?
  • Are employees, contractors, vehicles, job sites, or customer data part of the risk?
  • What limits, deductibles, exclusions, and certificates will a client expect?
  • Does the policy match your state, revenue, payroll, services, and claims history?

Search topics this page targets

  • software company insurance
  • saas insurance requirements
  • technology errors and omissions insurance
  • cyber insurance for saas
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